Beginners to carding always do request for a list of non-VBV BINS. In this short post, I will show you a list of non-vbv bins that you might use for free, and the way to bypass OTP.
Carding is evolving and you have got to improve your method to be able to beat security. Payments industries continue to add additional protocols of security to ensure that cards used on the internet are secured.
The common methods include sending OTPs to registered email addresses of cards, sending OTP as text messages to phones of users to verify the card owner as they perform transactions online.
Unfortunately, not all cards have this function and level of protection, and this is where we exploit to make the money. The cards that we use for carding are called non-VBV or non-MSC cards.
These are some of the terms you will encounter when working with a non-VBV bins. Some of these terms are.
VBV means Verified by Visa. Also known as VBV/3D, it is an extra level of online protection some credit and debit cards have. Such cards require the owner of the card to confirm transactions from any preferred channel before payment is authorized between merchants. Preferred channels could be including SMS, email, or call where they get the OTP (to be explained later) or a request to provide an answer to their personal security question.
Another security layer can be for the card owner to input their Social Security Number, Date of Birth (DOB), or password.
A non-VBV card doesn’t possess this extra information required from card owners, which makes it the best card for carding.